Payment Analyst

Join to apply for the Payment Analyst role at Ottimate .

Location : Chile, Remote.

Type : Contractor - Full Time.

Role : Senior Payments Analyst.

About Us

Ottimate is an AI‑powered AP (Accounts Payable) automation platform that empowers finance teams to reduce costs, prevent overpayments, detect fraud, and enforce policy compliance across the entire invoice‑to‑payment lifecycle.

The Role

Ottimate is seeking a highly analytical and technically proficient Senior Payments Analyst to join our Finance team. This is a crucial, high‑impact role responsible for being the analytical powerhouse supporting our Payment Operations, Vendor Operations, and Risk teams. You will not just report data; you will build the data infrastructure, automated monitoring, and predictive models necessary to optimize payment performance, maximize vendor conversion economics, and actively mitigate payments risk across the entire platform.

Responsibilities

• Design, build, and maintain automated anomaly detection and alerting systems to monitor the real‑time health of payment flows.
• Own the data pipeline for Payments, from sourcing raw transactional data (using SQL) to cleaning, transforming, and loading it into visualization tools for analysis.
• Analyze core payments KPIs to identify operational bottlenecks and drive efficiency improvements.
• Conduct in‑depth analysis on payments mix and routing to optimize transaction costs and maximize revenue from interchange / rebates.
• Develop and maintain robust vendor enrollment and conversion funnel models, forecasting the financial impact of shifting vendors to preferred electronic payment methods.
• Partner with the Risk team to model financial exposure and build reporting that tracks potential loss vectors such as fraud attempts and chargeback rates.
• Produce and distribute standardized, automated management reports and dashboards that clearly communicate the financial health and operational performance of the payment ecosystem.

Requirements

Seniority level

Mid‑Senior level

Employment type

Full‑time

Job function

Analyst, Finance, Accounting / Auditing

Industries

Accounting, Software Development, Financial Services

Referrals increase your chances of interviewing at Ottimate by 2x.

#J-18808-Ljbffr